It seems like forever since I last posted. Nothing super exciting has really happened since then.
I bought a chino blazer from Eddie Bauer that should be here today. I also paid my rent.  Oh and my loan company sent me notification that must start payment on my loans. The funny part is that I my first due date was in July. I have already made several payments. Then randomly in the last month over $1000 in interest was capitalized. Though three months ago, none was capitalized.  Basically, I have decided that Nelnet SUCKS at communitcation. On my last statement it says I owe $260ish by 9/15, my online account summary says I owe $330 by 10/15. I don't get it.   I have been paying ahead so it is not that big of a deal, however it is seriously annoying. I wish they would sell my loans to the Department of Education. They are super easy to understand and are 1000x nicer when I call. Ugh.  The way it looks from here is that I will be dealing with Nelnet for atleast the next 10 years!! Annoying.

I am trying to decide to enter the new Income-Based Repayment for my student loans. If I do, I think I my payments would be $0. I feel weird not paying anything at all. So far it has not been terrible terrible paying each month. Until this month anyway. I didn't have the money until after the due date. I hate that. It was one three days late. I think if do IB repayments I can still pay without worrying about having the money until after the due date. Living paycheck to paycheck is not fun. And I don't even have that many bills. I owe about $400 a month in loans. Currently I make about $1200ish a month. I am not asking for someone to fix this issue. But I am curious to know what you think about dept repayments. I don't really see anything negative about Income-Based Repayment. My only troubling thought is how would it effect me and the Peace Corps.

Speaking of that, I need to do some volunteering with hospice. Wish me luck.